Article 695 of the National Electrical Code (NEC) has a different philosophy from other Articles. A fire pump exists to protect people and property; it can be sacrificed if necessary. The pump must run (almost) no matter what. That’s the framework on which Art. 695’s rules were written. The main goal is to ensure fire pump availability.
Motors in other applications have overload protection. Fire pump motors do not. The OCPD might stop the pump to protect the supply conductors, however. The rules for selecting the OCPD [695.4(B)(2)] have been rewritten with the 2020 revision. One thing that hasn’t changed is the OCPDs “must be rated to carry indefinitely” specified currents. Another thing that hasn’t changed is that the overcurrent protection must be an assembly listed for fire pump service.
The disconnect must be lockable in the closed position and must be identified for use as service equipment [695.4(B)(3)]. Keeping the disconnect locked except when it needs to be opened for maintenance will reduce the chance of unauthorized disabling of the pump. It will also prevent a possible arc blast if trespassing kids try to open that switch under load.